Motor Insurance
It is line of insurance, which offers coverage for property, accident and liability losses involving motor vehicles.
Factors that determine the cost of your insurance.
- Experience. In general, the less experience you have as a driver, the higher your premium is likely to be. .
- Claims history.
- Where you operate. /Geographic territory/
- Size of your vehicle.
- Age of your vehicle.
- Value of your vehicle.
- Age of driver …
- Generally Physical & technical fitness of the Motor Vehicle.
How can we help you?
Need a motor coverage?
Search for your policy
Do you need assistance locating a policy number? Locate the branch where you purchased your policy from and we will assist you in finding the policy number.
Updating your info
If you are a current policy owner, you can update your contact info and policy coverage
Contact the branch where you purchased and they will help you update your policy info
Do you need motor insurance?
Motor insurance is required in our country so you will be protected financially if you are responsible for someone else’s injuries or property damage. With full or partial coverage, your motor insurance can help you repair or compensate for a total loss of your vehicle.
Vehicle type under motor insurance
Global insurance provide motor policy basically for two types of vehicles:
- Private vehicle: a vehicle solely used for private usage only. This vehicle not intended to be used for commercial use.
- Commercial vehicle: unlike private one, this one can be used for commercial purpose to transport goods and services.
Commonly asked questions about motor insuance
If you are involved in a covered accident, motor insurance can assist safeguard your financial well-being. Instead of having to pay for costly injuries or damaged property on your own, your motor insurance will cover some or all of the loss. You may tailor what and how much your insurance covers, allowing you the freedom to choose a coverage that meets your needs.
Your motor insurance rate is determined by factors like age, location, driving record, vehicle type and usage, and more. Find out how much motor insurance costs by contacting the nearest branch we have across the country.
We provide a variety of motor insurance coverage. For details read more on our coverage pages.
If you would like, you can contact our branch managers nearest to your location.
Global's Motor insurance coverage
Motor own damage
Here at Global, we provide the following motor policy cover:
- Accidental collision or overturning upon mechanical breakdown or wear and tear but excluding damage to tires unless the such insured motor vehicle is damaged at the same time
- Fire, external explosion, self-ignition, lightening, theft
- Malicious act
- Transit risk
- Impact damage caused by failing objects.
Third party only cover
• Legal Liability to third parties for bodily injury or death and damage to properties.
• Damage to own motor vehicles directly caused by fire, self-ignition, lightening, explosion, theft or attempted theft
Third party mandatory
Legal liability to comply with proclamation No. 559/2008 for vehicles insurance against Third Party risk) of the insured to third parties for bodily injury or death and damage to properties up to specified limit
Motor B.S.G
This cover is extended under motor comprehensive insurance policy on payment of additional premium. Covers: Fire, explosion, riots, strikes, civil commotions all arising out of the actions of bandits and Guerillas
Yellow card
Provides minimum Third-party Cover to comply with the law of the country visited by the insured vehicle in COMESA member countries like Djibouti and Sudan for bodily injury or death or damage to property caused by the insured vehicle.
Motor trade
Trade Plate Number basis:Any motor vehicle the property of the insured or in his custody or control carrying in the specified plate number as specified by law. –Named Driver Basis:Any motor vehicle the property of the insured or in his custody or control being driven by (name) or in his charge for the purpose of being driven by him.
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You can view all of our products and select one that fits your requirements